Roommates Catherine Finlayson and U of T student Zoe Butcher. Photo by Naomi Harris
Catherine Finlayson and Zoe Butcher. Photo by Naomi Harris

Roomies with a Twist

A new home-sharing program is matching students with seniors to help them save on housing costs – and, just maybe, bond over Netflix

On a bright December morning, first-year U of T student Zoe Butcher is quick to answer the door at a well-kept semi in Toronto’s East Danforth. She offers tea as she heads into the recently renovated kitchen where Catherine Finlayson, 61, joins her. They chat and laugh while the kettle heats up. The two live together, but they aren’t family, roommates, or your typical landlord and tenant. As participants in an intergenerational home-sharing program that launched in September, they’re something unique.

Settling in the comfortable front room where they sometimes watch Netflix together over dinner, Butcher and Finlayson joke about how boring their story will be for the researchers analyzing the results of the Toronto HomeShare Pilot Project. “Everything has just been incredibly easy,” says Butcher, 18, who was searching for a place to live with friends when she learned about the project at the U of T housing fair. “We’ve had zero problems.” Finlayson says the concept interested her right away when she heard about it on social media last summer. “I thought it would be fun to have a young person around, and I knew I could use help with the house.”

A provincially funded partnership between the National Initiative for the Care of the Elderly – housed at U of T – and the City of Toronto, the project matched 12 Toronto post-secondary students with older adults willing to rent their unused space for the academic year. The students subsidize their rent with five to seven hours per week of household contributions such as errands and dog walking, while the homeowners benefit from this assistance along with rental income. Butcher pays $500 per month, while the one-bedroom apartments she had been looking at were around $1,000, and shared accommodations were $700 to $800.

A 2017 study by the Canadian Centre for Economic Analysis found there are two million empty bedrooms in the Greater Toronto and Hamilton Area alone, most of them owned by seniors. Capitalizing on this fact, the project provides quality affordable housing – a rarity in the Toronto market – for students while helping older adults age in place.

“Intergenerational home-sharing programs aren’t new,” says Raza Mirza (BSc 2001, BA 2003, MSc 2006, PhD 2013), a senior research associate at U of T’s Faculty of Social Work, “but to the best of our knowledge, this is the first intergenerational home-share project in Canada and potentially the world to be facilitated completely by social workers. They help mitigate risk and offer reassurance to both the students and seniors.” Mirza and his research team at the National Initiative for the Care of the Elderly, where he is the network manager, are implementing and evaluating the project in collaboration with the city.

Based on the applicants’ lifestyles and preferences on matters such as alcohol, pets and smoking, social workers create a match and then attend an in-person meeting to evaluate whether the two individuals connect well in real life. Students undergo a vulnerable sector screening – a police background check designed for people who will be volunteering or working for potentially vulnerable populations such as older adults or children – and complete an educational module on living with older people that includes subjects such as elder abuse and how to engage with seniors. Both parties can access the social worker for support and mediation after they’re living together.

18-year old U of T student Zoe Butcher helps Catherine Finlayson, 61 empty the dishwasher. The two roommates are part of the Toronto HomeShare Pilot Project where university students are paired with senior-citizens who have a spare room in their homes. Students are expected to help out around the house doing chores and light housework in return for subsidized rent
First-year U of T student Zoe Butcher helps Catherine Finlayson, 61 empty the dishwasher. Students are expected to help out around the house doing chores and light housework in return for subsidized rent. Photo by Naomi Harris

Laura Martinez (BA 2008, MSW 2018), the gerontological social worker and research officer at the National Initiative for the Care of the Elderly who matched Butcher and Finlayson, says there were only minor problems among some project participants during the four-month pilot phase. “It was just normal roommate issues like cleaning up, and they were easily resolved. But they could have escalated without intervention.”

Finlayson and Butcher are eager to talk about how well they hit it off from their first meeting. Not only were they a good match on paper – non-smokers with the same sleeping schedule, among other things – but they soon discovered other common ground, such as their love for Star Wars movies. Most striking, however, is the fact that they come from families of six kids.

The importance of family and friendships in both of their lives comes up when they try to pinpoint what makes them mesh so well. “My mom always encouraged me and my siblings to be social, and create lots of different connections,” says Butcher. She and Finlayson share a low-key warmth, along with a fondness for a good laugh. Asked what made them take the leap of living with a stranger with a 40-year age difference, they both attribute it to being “open-minded” about new experiences. “As I age, I work even harder on keeping my world growing, not shrinking,” says Finlayson.

Before Butcher moved in, Finlayson had been living alone in the house – bought in 2014 after her divorce – for more than three years. A serious knee injury around the same time limited her mobility and made home maintenance very difficult, but she says she wasn’t just looking for an extra pair of hands. “It’s nice to remain exposed to young people and their ideas. You don’t want to get too insulated as you get older.”

Yet social isolation and loneliness are not the exclusive domain of seniors, says Mirza. Students and older adults have common pressures such as housing challenges, loss of family connections and financial stress. “By bringing these two demographics together and alleviating some of their primary stressors, we’re trying to create opportunities for new connections and deeper community engagement.”

Finlayson has grown children in the city and helpful neighbours, but says it’s reassuring having someone in the house she can rely on. “I’m not very good at asking for help, so Zoe has become good at reminding me she’s willing and able to do things.” She did the fall garden cleanup, shovels snow and takes on physically demanding chores such as vacuuming.

18-year old U of T student Zoe Butcher (right) shows roommate Catherine Finlayson, 61 (left), an app on her phone. Finlayson enjoys having Butcher keep her on top of the latest technology and popular culture trends. The two roommates are part of the Toronto HomeShare Pilot Project where university students are paired with senior-citizens who have a spare room in their homes. Students are expected to help out around the house doing chores and light housework in return for subsidized rent.
First-year U of T student Zoe Butcher (right) shows roommate Catherine Finlayson, 61 (left), an app on her phone. Finlayson enjoys having Butcher keep her on top of the latest technology and popular culture trends. Photo by Naomi Harris

About The Author

Author image: Megan Easton

Mirza and his research team are now taking what they’ve learned from the pilot phase and using it to improve and expand the project. The major criticism from participants was that it took too long to apply and get matched, so the team is developing a tech platform to streamline the process. The feedback from participants on the actual home-sharing experience was overwhelmingly positive, prompting Mirza to apply for a grant to replicate the project at five other Canadian universities. The pilot project included students from U of T, Ryerson University and York University.

“The results show that this project was not about needy older adults renting their rooms out of necessity, nor were students just looking for a cheap space,” says Mirza. “We found a true sense of reciprocity, where both parties contributed to each other’s lives.”

Next year Butcher plans to find an apartment with friends so she can try out a more typical student lifestyle, while Finlayson says she would take another student every year from now on “in a heartbeat.” She adds, “It’s just been such a rewarding experience all around. I’d encourage anybody to do it.”

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  1. 22 Responses to “ Roomies with a Twist ”

  2. Edith Browm says:

    I, too, share my home with younger people. My older friends, especially, have slowed down. Some have passed and others are taking care of grandchildren. This makes interacting with others difficult and can lead to loneliness. Having one or two young people in my home does wonders for mind and body. Currently, I'm living with two engineers. They're busy, but we make time for each other. We have a lot of discussions! And, as they will admit, I spoil them. However, the joy is priceless.

  3. Jennifer Hamblin says:

    I lived with a senior on and off while I paid off my student loans. She taught me how to knit when she was 100. I loved being with her and adapted my schedule to hers. She went to bed at 9 p.m., so I'd go to bed early too. My only complaint was she turned up the TV too loud. After my dad died in my final year of university, she took me in. I was so lucky to have her as a friend.

  4. Frances Schembri says:

    I love this program! My house has become too big and to expensive for me only, but leaving it is a painful prospect. How can I register to become a host/landlord?

  5. John Vernon says:

    Great story - thanks, Megan and good for you, U of T!

  6. University of Toronto Magazine says:

    @Frances

    Thank you for your comment. The best person to ask about signing up for the HomeShare program is Raza Mirza. His email address is raza [dot] mirza [at] gmail [dot] com

  7. Zena says:

    Beautiful story. I love it!

  8. Karen Aboud says:

    Sounds like a win win. This should be rolled out to other universities as soon as possible.

  9. Annette says:

    This is amazing. How do I find out if I can be a part of this program?

  10. University of Toronto Magazine says:

    @Annette

    To sign up for the HomeShare program, please contact Raza Mirza. His email address is raza [dot] mirza [at] gmail [dot] com

  11. V.A.Liske says:

    I smiled throughout this story. You captured the reciprocity of this idea, its financial practicalities, and how it builds our communities. I wonder if U of T and its Faculty of Social Work can connect with other universities and colleges across the country and their faculties of social to make a national impact. I think this idea has great possibilities for positive systemic and cultural changes in Canada!

  12. Nicole Villagaray says:

    I am interested in continuing my studies in Canada and really like the idea of this program. With their years of good and bad experiences, the elderly can offer useful advice to young people.

  13. Sherry says:

    So heartwarming! ❤️

  14. BAJRANG KUMAR says:

    This is a very good project. I think it should be expanded so that adults can gain experience from older people, too.

  15. Mavic says:

    Wonderful! I'm not at that stage yet, but it's good to know this is an option when the time and opportunity come.

  16. ankush says:

    This is a great initiative for students facing problems with housing and finances.

  17. Sato says:

    I think this initiative is brilliant and helpful for students who typically are faced with a huge financial burden.

  18. clara mupa says:

    I wish I'd had access to this program as a new immigrant in 2006. I would have benefited immensely from an older person's knowledge of Canadian culture and way of life. It would have been financially and socially beneficial as well.

  19. Mawahib Adams says:

    This is beautiful. I love it. Thank you, U and T, for helping student and seniors mentally and financially.

  20. Alberta Prah Agyepong says:

    I have never lived with a senior or elderly person outside my immediate family. But I think this should be encouraged. By sharing meals together and providing companionship, this kind of arrangement offers a tremendous advantage for both the elderly person and the student, including mental health benefits.

  21. Leila says:

    Sounds interesting and rewarding.

  22. Daphne Klooster says:

    This is a great idea for both parties involved. I wish they offered this in my city as it would be a great experience for my children to participate in.

  23. Mary Grace Lorusso says:

    This was a very touching and moving story. What an amazing concept for both parties.